- Prospective employees may contact the Office of Human Resources or the Office of Academic Affairs for additional information.
- Current employees can find additional information on the University of Lynchburg’s internal employee website. Please note that a University username and password are required for access.
Insurance
The University of Lynchburg offers Anthem group health insurance. The employee and the University share in the premium, based on annual salary, regardless of the level of coverage selected. Employees may elect to begin coverage on the first day of the month following or coinciding with the hire date. Prescription drug services are included in the coverage. There are three insurance plans from which to choose:
- PPO Plan 4 PPO: A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers in the plan’s network. You can use doctors, hospitals, and providers outside of the network for an additional cost.
- Plan 6 HSA (Non-Embedded): A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a health savings account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses, you may be able to lower your overall healthcare costs. HSA funds generally may not be used to pay premiums. You may contribute to an HSA only if you have a high-deductible health plan (HDHP)
- Plan 7 HSA (Embedded Deductible): Having an embedded deductible means your deductible has a lower limit embedded for each individual. For instance, if your total annual deductible is $5,000 and your embedded deductible is $2,500, an individual has to pay only $2,500 of medical expenses before your plan’s after-deductible benefits begin.
Dental insurance is available to the employee and family members through the Delta Dental PPO Plus Premier plan. There are two plans from which to choose:
- Low Plan: Covers diagnostic and preventive services at 100%. Covers basic services, such as fillings, simple extractions, root canal therapy, etc., at 80%. The deductible is $50 per person and $150 per family per calendar year. The annual maximum per enrollee per calendar year is $1,000.
- High Plan: Covers diagnostic and preventive services at 100%. Covers basic services, such as fillings, simple extractions, root canal therapy, etc., at 80%. Covers major services, such as crowns, implants, and orthodontic services (for dependent children under age 19) at 50%. The deductible is $50 per person and $150 per family per calendar year. The annual maximum per enrollee per calendar year is $1,500.
Vision insurance coverage is available for eligible employees and their family members. Employees are responsible for paying the premiums, which are pre-tax and paid through payroll deduction. Further details are outlined in the vision enrollment materials, which can be obtained in Human Resources.
Group term life insurance is provided by the University at no cost to the employee and is effective the first day of the month following the month of employment. The coverage is an amount equal to 1 1/2 times the annual salary, to a maximum amount of $300,000 in life insurance benefits. Coverage reduces on a graduated scale after age 65.
The University provides, at no cost to the employee, a long-term total disability policy that provides payment, after six consecutive months of continuous total disability, of a monthly income benefit that is equal to 60% of the monthly wage base. This benefit will not exceed a total of $10,000, and fewer benefits will be received from Social Security and workers’ compensation. In case of disability, a monthly premium waiver benefit equal to 15% of the base monthly salary will be credited to a TIAA retirement annuity.
The University pays the full cost of unemployment insurance.
The University pays the full cost of workers’ compensation insurance to cover injuries that might occur while working for the University. Any job-related injury should be reported to the supervisor immediately, and an accident report should be filed with Human Resources.
Health Insurance Documents
Dental Benefits
- 2025 Dental Plan – Low Coverage (PDF)
- 2025 Dental Plan – High Coverage (PDF)
- 2025 Dental EOC – Low Plan (PDF)
- 2025 Dental EOC – High Plan (PDF)
Vision Coverage
Medical (PPO) Health Insurance
- 2025 PPO Plan Full Document (PDF)
- 2025 PPO Summary of Benefits (Appendix A) (PDF)
- 2025 PPO Coverage Schedule (Appendix B) (PDF)
Wellness Program
Plan Coverage and Compliance
- 2025 Wrap-Around Plan Document (PDF)
- Electronic Communication Consent Form
- 2025 Plan Distribution Attestation – Lynchburg
Required Notices
Discover More Benefits
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