International Student Health Insurance FAQs

Health care is very expensive in the United States and is not paid for by the government. Individuals are responsible for their medical costs unless they are covered by health insurance, and you must have health insurance coverage effective as soon as possible after your arrival to protect your well-being. This insurance must meet institutional requirements and be eligible for use in the United States.

To make things easier for you, the University has an option that will automatically enroll you in the institutional policy’s Accident & Illness Insurance Coverage. This will be automatically billed to you by the Solutions Center and you will see this labeled as “insurance” on your student bill. The exact charges to your student account will depend on the plan you choose.

Insurance rates for the 2023-24 academic year are as follows.

University of Lynchburg International Plan for 2023-24

• Aug. 1, 2023 to July 31, 2024
• Coverage by EIIA
• Coverage is adjusted for single-semester exchange students or students beginning in January.

What is a deductible?

A deductible is the amount of money you must pay out of pocket towards your bill before the insurance coverage begins.

If you already have health insurance that offers coverage in the United States or would like to purchase an alternative plan, you will need to submit proof of alternative insurance coverage that meets the requirements below and a wavier form to the Office of International Student Support by email at internationalsupport@lynchburg.edu, before your arrival to the University of Lynchburg.

To meet the University’s health insurance standard, please see the minimum requirements listed below and ensure your policy provides the equivalent or greater.

• Medical Benefits of at least $100,000 per accident or illness
• Repatriation of Remains for at least $25,000
• Expenses associated with the medical evacuation of the exchange visitor to his or her home country for $50,000
• A deductible not to exceed $500 per accident or illness
• Must include coverage for both accident and illness (travel insurance and insurance that covers emergencies only is not acceptable)
• Coverage must begin no later than the student’s date of arrival in the U.S. and last until at least July 31 for degree-seeking students, or through the end of your time at the University of Lynchburg for exchange students.

Questions about enrollment:

• Please direct questions regarding enrollment in the EIIA plan or other plans to the Office of International Student Support by email at internationalsupport@lynchburg.edu.